And to whom has it not happened that the end of the month has come and he sees his salary have disappeared much earlier than he expected? And indeed the money may not always be enough but sometimes the management we do plays an important role.
This also mentions an original Japanese method called kakeibo, according to cnbc. With this method you can save 35% of your salary every month. This tactic counts over 100 years of life and promises to help you save a lot of money each year. Basically the main thing you need to do at the end of the month is to take some time to record what you have spent during the month. This will help you understand where your money has gone and -mostly- the useless expense.
Research has proven time and time again the many benefits of handwriting: It can help you make positive changes by encouraging you to recognize the causes behind your bad habits that prevent you from saving.
According to the kakeibo method, you need to ask yourself the following questions before buying items that you probably do not need. The questions are:
- Can I live without this object?
- Will I really use it?
- Do I have room for that?
- How did I first see it? (Did I see it after wandering into a store out of boredom?)
- What is my emotional state in general today? (Does it affect the market I want to make?)
- How do I feel about buying it? (Happy? Excited? Indifferent? And how long will this feeling last?)
In fact, with this method, you always think twice before making a purchase. It also teaches you to better organize the 4 key areas where your money goes:
- Survival expenses
- Optional costs
When you know where to spend more money you will stop doing it and save a lot of money a month, even 35% of your salary.